Privacy Policy

1. Terms of Use

This Privacy Policy forms an integral part of the Site's Terms of Use (the "Terms"). Any capitalized term in this Privacy Policy that was not defined, will have the meaning given to it in the Terms.

For the purposes of this Privacy Policy, "Personal Information" means information that may be used, either alone or in combination with other information, to personally identify an individual, such as a first and last name, an email address, phone number, a home or other physical address, and other contact information. In some jurisdictions and given the specific use we make with the information, an IP address may also be considered Personal Information.

2. Our Legal Bases of Processing

We process and use Personal Information in accordance with applicable data protection laws. Our legal grounds for processing your Personal Information will typically be one or more of the following:

3. Information We Process

When you visit the Site, or use the Services, we may collect certain information about your visit and usage of the Site and the Services, in one or more of the following ways:

3.1. Information You Provide to Us

Some of the Services require you to submit Personal Information in order to use them. You must specifically and actively consent to such Services and features.

3.1.1. Third Party Forms and Services

The Site lists, rates and compares a variety of financial services businesses, lending partners, platforms, brands and commercial entities (collectively, "Partners"), as well as their products and services (collectively, "Products"). We may provide you with offers and Products of Partners via an online request to be filled by you, upon your intent choice and consent.

3.1.2. Contact Us

If you send us a request, whether by filling out our form or sending an email or by other means, you may provide us with certain Personal Information, such as your name and email address.

3.1.3. Blogs, Newsletters, Surveys and Promotions

The Site may contain a blog forum, reviews, and articles displaying information about the Partners, Products, and the relevant market vertical. The Site may also offer you the opportunity to subscribe to newsletters.

3.2. Information We Collect from You

We collect information about your use of the Services and your interaction with the Site or the Services in the following ways:

3.2.1. Device Information

For delivering and compatibility purposes, so as for language, geographic location and time zone, we collect device information such as: device type and version, operating system type, language, version, and information that can be extracted out of a user agent, such as browser type and screen resolution.

3.2.2. Interactions and Usage

In order to provide the Services, operate the Site, keep improving it, and to be able to sync with our Partners and affiliates, we collect information about your interaction and use of the Services.

3.2.3. Log Files

We collect information through server log files, but also by deploying tracking technologies within the Site, such as pixel tags. We do this to analyze trends, track user's engagement and interaction with the Site and respective Services.

3.2.4. Click ID

We may collect and process certain non-personally identifiable information, such as Google Click ID (GCLID), to assess the effectiveness of our advertising campaigns and improve our services.

3.2.5. Cookies and Similar Technologies

The Site may use "cookies" and other anonymous web tracking technologies (such as "web beacons") implemented by us or by third party service providers. A cookie is a small file containing a string of characters that is sent to your computer when you visit a website.

3.3. Information we receive from Third Parties

Like many Internet based services, the Site and the Services are operated and provided in collaboration, sync and interaction with third parties, including Partners, affiliates and other entities. In order to enable and facilitate such sync, as well as to provide you with tailored offers and services from Partners, we may receive information from third parties.

4. The Way We Use Personal Information

In addition to the uses of information we collect (including Personal Information, jointly "your Information") described elsewhere in this Privacy Policy, we also use Personal Information in the following ways:

• Administer and make available the Site and Services to you
• Further develop and generally improve the Site and the Services
• Counting and tracking purposes of referrals and ads
• Validation of users as human and anti-fraud monitoring (for example, our Site uses Google reCAPTCHA)
• Respond to your inquiries and other communications with you
• Identify or authenticate your access and use of the Site
• Market to you personalized offers

5. Sharing Your Information with Third Parties

We do not share Personal Information about you with third parties, except for the following circumstances:

5.1. Data Storage and Security Platforms

We use third party cloud and storage services to store and retain all Information that we collect about you. It means that we send or otherwise share your Information to/with third party entities that are located anywhere in the world, including in the U.S, for the purpose of storing such information on our behalf.

5.2. Third Party Service Providers

We may send or otherwise share your Information to/with various third party service providers that help us with our business operations (for example, customer service operators and email or phone administration providers).

5.3. Social Media Platforms

We may share hashed versions of your Information with our advertising partners such as Google and Meta. This is to enhance the relevance of the ads you see through services such as Google Customer Match.

5.4. Enforcement

We may share your Personal Information with any third party if we believe that disclosure of such information is helpful or reasonably necessary to comply with any applicable law, regulation, legal process, or governmental request.

5.5. Offerors

In case you will choose and be interested to receive offers from our Partners, based on your Personal Information, the Services may offer you to submit an online request, ("Request"). In such case, we will send your Request information or otherwise share it to/with our Partners and service providers.

5.6. Affiliates, Merger, Sale or Bankruptcy

We may share your information with our group companies (e.g. parent company, subsidiary, sister company or other affiliated entities). In the event that NI or one of our affiliated entities is acquired by, or merged with, a third party entity, or otherwise sells all or part of our/its assets, we may transfer or assign the Personal Information and other information we have collected or received.

5.7. Analytic Tools

We may use analytics tools, including Google Analytics and Tableau. These tools help us understand users' behavior on our Site and Services, including by tracking page content, and click/touch, movements, scrolls and keystroke activities. For further information about cookies, please see our Cookie Policy.

5.8. Google Maps

The Site may include Google Maps features and content. The use of such Google Maps features and content is subject to the then-current version of the Google Privacy Policy available at https://www.google.com/policies/privacy/.

6. Links to and Interaction with Third Party Properties

The Site may link to third party websites (such as those of Partners), content, and other online properties (collectively, "Third Party Properties"). Data associated with your clicking through to such Third Party Properties, as well as any Personal Information you provide on such Third Party Properties, is provided to the third party.

7. Choices and Opt-Out

It is your choice to provide us with your information for the uses described in this Privacy Policy. You can decide at any time to exercise your rights with respect to your Personal Information according to the law that applies to you. For example (where applicable and relevant):

7.1. Cookies and Tracking Technologies

You may set your browser to refuse and/or block any cookies from the Site or third party services.

7.2. User Rights

When applicable, you may request to access and update or remove your Personal Information from our servers.

8. Information Security

We, and respective third-party services/affiliate entities implement data security systems and procedures to secure the information transmitted, processed and stored on the Site, our computer servers and systems. For example:

• The Site is encrypted by using SSL and so as any other information at transport
• We periodically review our information and data collection practices to ensure constant monitoring
• We use third party processing and serving services that implement various information security standards and certifications (at rest and transmission)
• We monitor and filter access to data when it comes to personnel in our organization

9. Children's Privacy

The Site or the Services are not designed to attract users under the age of 18. Accordingly, we do not intend to collect Personal Information from anyone we know to be under 18. If we learn that we have collected Personal Information from a child under 18, we will use commercially reasonable efforts to delete that information as quickly as possible.

10. Commitment

Protecting your privacy online is an evolving practice, and we use our best efforts to evolve our Site in a manner that meets these requirements and best practices as per all jurisdictions in which the Site is available.

11. Contact Us