Consolidate your debt and save money with lower monthly payments, reduced interest rates, and faster debt payoff.
Combine multiple debts into a single, manageable monthly payment that fits your budget.
Reduce your interest rates significantly and keep more money in your pocket each month.
With lower rates and structured payments, you'll be debt-free sooner than you think.
See how much you could save with Apex Financial debt consolidation
Examples for Illustrative Purposes: These illustrations are derived from calculations using debt consolidation calculators. They assume that current credit card debt with a 21% interest rate is refinanced with a new loan at 5.99% APR over a 60-month period. For a $15,000 debt, the estimated monthly payment could drop from $406 to $290. A $30,000 debt scenario suggests a reduction from $812 to $580 per month. For a $45,000 debt, the monthly payment may decrease from $1,217 to $870. Actual savings will depend on your existing debt conditions and the specific terms of any new loan you secure.
Credit Requirements: Credit may not be extended if the lender determines that you do not meet, or no longer meet, the criteria for which you were selected for this offer. This offer is not guaranteed if you do not meet minimum underwriting requirements, including but not limited to: (A) you must meet the state age requirement to enter into a valid contract; (B) you must currently reside in our service area; (C) you must not have an existing, pending, declined, or expired application with the Apex Financial program; (D) your application must be complete and verifiable; (E) your IP address and application device must be verifiable; and (F) you must meet minimum income and affordability requirements for this loan.
Loan Approval: Loan approval is subject to verification and confirmation of your credit history and accepted by the lender. We or the lender may request verification of income and employment or obtain a consumer credit report to verify your creditworthiness and identity.